Becoming a freelancer can be an incredibly fulfilling experience, but that doesn’t mean there are no pitfalls. Stress, long work days and lack of long-term financial security all contribute to the stress the vast majority of freelancers feel. With more and more experienced professionals deciding to become a freelancer, it’s important to understand the potential …
Many people dream of being their own boss. While the idea of working for yourself may seem appealing at first, it’s important to understand how freelancing differs from a more traditional work environment. better work-life balance Freelancers can often choose where and when they work. That means if you want to spend time with your …
Professional liability insurance Professional indemnity insurance protects you from legal liability for damages suffered by your clients as a result of your negligent advice. Certain professions, such as law, accounting and financial services, require professional compensation by law. It is also common in other fields such as management and computer consulting, publishing, engineering and design. …
Becoming a freelancer can be a good decision for many employees. They can enjoy the freedom that comes with being their own boss. But these self-employed people have to find a way to secure their own insurance. Think about how to find the right insurance package that really fits your or your family’s needs. This …
Contractors are technically self-employed professionals who work through a previously established limited liability company and are employed by larger companies to provide services to their limited liability company. This basically means that an IT contractor, for example, sets up his own company, then works for it and provides the BV and the services it provides …
While travel insurance may seem like an unnecessary cost when you book your trip, it’s important to remember that an emergency can be stressful and expensive even if you are covered by insurance. It’s worth taking the time to read the fine print of your policy so that you know what’s covered and what’s not. …
Since the Affordable Care Act came into effect in 2014, many people were concerned that they would no longer be eligible to purchase travel insurance due to the coverage they received through their health plan. However, if you are still looking to ensure that your travels run smoothly and that you’re covered in case of …
Wouldn’t it be great if you could have insurance that would cover every possible event that could occur during your trip? Unfortunately, this just isn’t the case. Travel insurance doesn’t cover every possible incident that could occur during your trip, but there are certain times when having travel insurance could have saved you from paying …
Have you ever purchased travel insurance? If you’re like most people, probably not. However, if you’re like most people, you also have no idea what travel insurance even does for you or how it can help you to save money on your trip or make it better in some way (perhaps by helping your lost …
It’s always important to consider your options and the value of what you may be purchasing when it comes to business and everyday life, but there are certain things that should never be overlooked. For example, travel insurance should never be purchased on a one-time basis—it should be bought yearly and given careful consideration before …